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	<link>http://www.qwoter.com/college</link>
	<description></description>
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		<title>Year-end Tax Planning Tips</title>
		<link>http://www.qwoter.com/college/Investing-Essentials/year-end-tax-planning-tips.html</link>
		<comments>http://www.qwoter.com/college/Investing-Essentials/year-end-tax-planning-tips.html#comments</comments>
		<pubDate>Tue, 27 Dec 2011 18:20:19 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Investing Essentials]]></category>
		<category><![CDATA[end of year tax planning]]></category>
		<category><![CDATA[tax planning]]></category>
		<category><![CDATA[tax strategies]]></category>
		<category><![CDATA[year end tax planning]]></category>
		<category><![CDATA[year end tax planning checklist]]></category>
		<category><![CDATA[year end tax tips]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4507</guid>
		<description><![CDATA[<p>The year is nearing its end &#8212; and before the year finally comes to a close, it is important to formulate some tax planning strategies which can give us a favorable position for next year, and the years to come. There are certain tax planning opportunities which individuals must be aware of, which were offered by both the Health Care Act and Tax Relief Act which were enacted into law in 2010.</p>
<p><a href="http://www.qwoter.com/college/Investing-Essentials/year-end-tax-planning-tips.html" class="more-link">Read more on Year-end Tax Planning Tips&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/retirement-investing/maximum-401k-contribution-per-year.html' rel='bookmark' title='Maximum 401k Contribution Per Year'>Maximum 401k Contribution Per Year</a></li>
<li><a href='http://www.qwoter.com/college/retirement-investing/early-retirement-planning.html' rel='bookmark' title='Early Retirement Planning'>Early Retirement Planning</a></li>
<li><a href='http://www.qwoter.com/college/personal-finance/financial-planning-consultants.html' rel='bookmark' title='Financial Planning Consultants'>Financial Planning Consultants</a></li>
</ul></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Penny Stock Warning Signs</title>
		<link>http://www.qwoter.com/college/penny-stocks/penny-stock-warning-signs.html</link>
		<comments>http://www.qwoter.com/college/penny-stocks/penny-stock-warning-signs.html#comments</comments>
		<pubDate>Tue, 27 Dec 2011 18:11:07 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Penny Stocks]]></category>
		<category><![CDATA[awesome penny stocks scam]]></category>
		<category><![CDATA[penny stock fraud]]></category>
		<category><![CDATA[penny stock scams]]></category>
		<category><![CDATA[penny stock warning]]></category>
		<category><![CDATA[penny stocks scam]]></category>
		<category><![CDATA[what are penny stocks]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4502</guid>
		<description><![CDATA[<p>Are you thinking about purchasing some penny stocks? Wait &#8211; there are some very important penny stock warning signs that you should know to better protect your money and investments. But before we discuss the things that we have to look into before we <a href="http://www.qwoter.com/college/penny-stocks/where-to-buy-penny-stocks.html">buy penny stocks</a>, we have to briefly understand what penny stocks are.</p>
<p><a href="http://www.qwoter.com/college/penny-stocks/penny-stock-warning-signs.html" class="more-link">Read more on Penny Stock Warning Signs&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/penny-stocks/penny-stock-advisor.html' rel='bookmark' title='Penny Stock Advisor'>Penny Stock Advisor</a></li>
<li><a href='http://www.qwoter.com/college/Trading-Basics/what_is_a_penny_stock.html' rel='bookmark' title='What is a Penny Stock?'>What is a Penny Stock?</a></li>
<li><a href='http://www.qwoter.com/college/penny-stocks/penny-stock-investing.html' rel='bookmark' title='Penny Stock Investing'>Penny Stock Investing</a></li>
</ul></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Switching IRA Companies</title>
		<link>http://www.qwoter.com/college/retirement-investing/switching-ira-companies.html</link>
		<comments>http://www.qwoter.com/college/retirement-investing/switching-ira-companies.html#comments</comments>
		<pubDate>Fri, 23 Dec 2011 05:45:28 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Retirement Investing]]></category>
		<category><![CDATA[IRA companies]]></category>
		<category><![CDATA[IRA fees]]></category>
		<category><![CDATA[switching IRA]]></category>
		<category><![CDATA[switching IRAs]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4486</guid>
		<description><![CDATA[<p><img style=' float: right; padding: 4px; margin: 0 0 2px 7px;'  class="alignright size-medium wp-image-4488" title="switching ira companies" src="http://www.qwoter.com/college/wp-content/uploads/2011/12/switching-ira-companies-300x225.jpg" alt="Switching IRA Companies" width="300" height="225" />An Individual Retirement Account, or IRA, is a kind of investment vehicle which allows employed individuals to make investment contributions for retirement. Such contributions can be invested into several kinds of investments, which will serve as an income replacement by the time you retirement. There are actually several types of IRA plans available, and it is best to choose the one which would best suit your individual retirement plan.</p>
<p><a href="http://www.qwoter.com/college/retirement-investing/switching-ira-companies.html" class="more-link">Read more on Switching IRA Companies&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/Beginning-to-Trade/best-mutual-fund-companies.html' rel='bookmark' title='Best Mutual Fund Companies'>Best Mutual Fund Companies</a></li>
<li><a href='http://www.qwoter.com/college/Trading-Basics/why_do_companies_issue_stock.html' rel='bookmark' title='Why Do Companies Issue Stock?'>Why Do Companies Issue Stock?</a></li>
<li><a href='http://www.qwoter.com/college/retirement-investing/best-roth-ira.html' rel='bookmark' title='Best Roth IRA'>Best Roth IRA</a></li>
</ul></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is Investing?</title>
		<link>http://www.qwoter.com/college/Investing-101/what-is-investing.html</link>
		<comments>http://www.qwoter.com/college/Investing-101/what-is-investing.html#comments</comments>
		<pubDate>Tue, 08 Nov 2011 21:00:00 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Investing 101]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investing basics]]></category>
		<category><![CDATA[investing definition]]></category>
		<category><![CDATA[what is investing]]></category>
		<category><![CDATA[what is investment]]></category>
		<category><![CDATA[what is investments]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/Investing-101/what-is-investing.html</guid>
		<description><![CDATA[<p>In a world where nothing material is free, making money is a must for survival. We can work double &#8212; even triple &#8212; time just to earn as much as we need and want. However, we will realize that what we earn is still not enough. With this, we lose our time, our energy, and we still do not have enough!</p>
<p><a href="http://www.qwoter.com/college/Investing-101/what-is-investing.html" class="more-link">Read more on What is Investing?&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/Investing-Essentials/16.html' rel='bookmark' title='What is Investing All About?'>What is Investing All About?</a></li>
<li><a href='http://www.qwoter.com/college/Investing-101/saving-versus-investing.html' rel='bookmark' title='Saving vs Investing'>Saving vs Investing</a></li>
<li><a href='http://www.qwoter.com/college/Investing-101/investing-for-dummies.html' rel='bookmark' title='Investing for Dummies'>Investing for Dummies</a></li>
</ul></p>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>IRA Do-Over</title>
		<link>http://www.qwoter.com/college/retirement-investing/ira-do-over.html</link>
		<comments>http://www.qwoter.com/college/retirement-investing/ira-do-over.html#comments</comments>
		<pubDate>Mon, 24 Oct 2011 17:46:18 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Retirement Investing]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[IRA Contributions]]></category>
		<category><![CDATA[IRA conversion reverse]]></category>
		<category><![CDATA[IRA Conversions]]></category>
		<category><![CDATA[IRA do overs]]></category>
		<category><![CDATA[IRA Re-characterization]]></category>
		<category><![CDATA[IRA Recharacterization]]></category>
		<category><![CDATA[IRA reverse]]></category>
		<category><![CDATA[reverse an IRA]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Roth IRA do over]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4443</guid>
		<description><![CDATA[<p>You may already be familiar with IRA conversions, and are well aware that these are allowed. You can convert your Traditional IRA into a Roth IRA just fine; and most investors do this because of the thought that a Roth IRA will be more advantageous so they will enjoy all the tax-free growth and tax-free distributions upon retirement. However, what if the converted Roth <a href="http://www.qwoter.com/college/retirement-investing/ira-accounts.html">IRA accounts</a> are now worth less by the time the account holder converts them? It is normal to make mistakes, however in this case, your actual money and investments are at stake!</p>
<p><a href="http://www.qwoter.com/college/retirement-investing/ira-do-over.html" class="more-link">Read more on IRA Do-Over&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/retirement-investing/roth-ira-conversions.html' rel='bookmark' title='Roth IRA Conversions'>Roth IRA Conversions</a></li>
<li><a href='http://www.qwoter.com/college/retirement-investing/open-opportunity-ira.html' rel='bookmark' title='Open Opportunity IRA'>Open Opportunity IRA</a></li>
<li><a href='http://www.qwoter.com/college/news/new-roth-ira-conversion-rule.html' rel='bookmark' title='New Roth IRA Conversion Rule'>New Roth IRA Conversion Rule</a></li>
</ul></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tracking Investments</title>
		<link>http://www.qwoter.com/college/Investing-Essentials/tracking-investments.html</link>
		<comments>http://www.qwoter.com/college/Investing-Essentials/tracking-investments.html#comments</comments>
		<pubDate>Tue, 23 Aug 2011 16:48:41 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Investing Essentials]]></category>
		<category><![CDATA[best investment tracking software]]></category>
		<category><![CDATA[investment software]]></category>
		<category><![CDATA[investment tracker]]></category>
		<category><![CDATA[investment tracking]]></category>
		<category><![CDATA[investment tracking software]]></category>
		<category><![CDATA[stock market tracking]]></category>
		<category><![CDATA[stock tracker]]></category>
		<category><![CDATA[stock tracking]]></category>
		<category><![CDATA[stock tracking software]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4243</guid>
		<description><![CDATA[<p>Most of us want to retire wealthy &#8212; thus many people secure their wealth and money with different accounts as a way of <a href="http://www.qwoter.com/college/Investing-Essentials/retirement-investing.html">retirement investing</a>, in the hope that these will grow profits and will serve as income replacement in the future.</p>
<p><a href="http://www.qwoter.com/college/Investing-Essentials/tracking-investments.html" class="more-link">Read more on Tracking Investments&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/Trading-Basics/monitoring_investments.html' rel='bookmark' title='Monitoring Investments'>Monitoring Investments</a></li>
<li><a href='http://www.qwoter.com/college/Trading-Basics/purchasing_investments.html' rel='bookmark' title='Purchasing Investments'>Purchasing Investments</a></li>
<li><a href='http://www.qwoter.com/college/news/top-investments-for-iras.html' rel='bookmark' title='Top Investments for IRAs'>Top Investments for IRAs</a></li>
</ul></p>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>OptionsHouse Promotion Code</title>
		<link>http://www.qwoter.com/college/reviews/optionshouse-promotion-code.html</link>
		<comments>http://www.qwoter.com/college/reviews/optionshouse-promotion-code.html#comments</comments>
		<pubDate>Thu, 18 Aug 2011 01:44:06 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[optionshouse]]></category>
		<category><![CDATA[optionshouse bonus offers]]></category>
		<category><![CDATA[optionshouse bonuses]]></category>
		<category><![CDATA[optionshouse code]]></category>
		<category><![CDATA[optionshouse promo code]]></category>
		<category><![CDATA[optionshouse promotion code]]></category>
		<category><![CDATA[optionshouse promotion code 2011]]></category>
		<category><![CDATA[optionshouse promotional code]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4215</guid>
		<description><![CDATA[<blockquote>
<h2>Get a FREE DELL MONITOR!</h2>
<p>You can get a free high-performance Dell widescreen monitor when you open and fund a new account at <a title="OptionsHouse Promotional Code" href="http://www.qwoter.com/go/optionhouse-free-monitor/" rel="nofollow" target="_blank"><strong>OptionsHouse</strong></a>! The more you fund, the more monitor you&#8217;ll get.</p></blockquote>
<p><a href="http://www.qwoter.com/college/reviews/optionshouse-promotion-code.html" class="more-link">Read more on OptionsHouse Promotion Code&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/reviews/tradeking-promotional-code.html' rel='bookmark' title='TradeKing Promotional Code'>TradeKing Promotional Code</a></li>
<li><a href='http://www.qwoter.com/college/Trading-Basics/best-brokerage-firms.html' rel='bookmark' title='Best Brokerage Firms'>Best Brokerage Firms</a></li>
<li><a href='http://www.qwoter.com/college/penny-stocks/penny-stock-brokers.html' rel='bookmark' title='Penny Stock Brokers'>Penny Stock Brokers</a></li>
</ul></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Open Opportunity IRA</title>
		<link>http://www.qwoter.com/college/retirement-investing/open-opportunity-ira.html</link>
		<comments>http://www.qwoter.com/college/retirement-investing/open-opportunity-ira.html#comments</comments>
		<pubDate>Thu, 11 Aug 2011 19:41:39 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Retirement Investing]]></category>
		<category><![CDATA[how to open an ira]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[IRA LLC]]></category>
		<category><![CDATA[open an ira]]></category>
		<category><![CDATA[Open Opportunity]]></category>
		<category><![CDATA[open opportunity ira llc]]></category>
		<category><![CDATA[Opportunity IRA]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4185</guid>
		<description><![CDATA[<p>Investing in an Individual Retirement Account (IRA) may sound simple and easy, but there are plenty of considerations that we have to understand, and there are choices that we need to make. First of all, we have to find the <a href="http://www.qwoter.com/college/retirement-investing/best-ira-company.html">best IRA companies</a> that are offering the <a href="http://www.qwoter.com/college/retirement-investing/best-ira-rates.html">best IRA rates</a> &#8212; it is obvious that getting the best is what we all want and need. Opening a type of IRA which is flexible enough to give us freedom with our investments, and better opportunities for growth, is advised. One type of IRA plan which is more like this one is the Roth IRA. As a matter of fact, many individuals prefer to know how to <a href="http://www.qwoter.com/college/retirement-investing/how-to-open-a-roth-ira.html">open a Roth IRA</a> because they believe that this is the better type of IRA.</p>
<p><a href="http://www.qwoter.com/college/retirement-investing/open-opportunity-ira.html" class="more-link">Read more on Open Opportunity IRA&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/retirement-investing/how-to-open-a-roth-ira.html' rel='bookmark' title='How to Open a Roth IRA'>How to Open a Roth IRA</a></li>
<li><a href='http://www.qwoter.com/college/retirement-investing/ira-do-over.html' rel='bookmark' title='IRA Do-Over'>IRA Do-Over</a></li>
<li><a href='http://www.qwoter.com/college/retirement-investing/traditional-vs-roth-401k.html' rel='bookmark' title='Traditional vs Roth 401k'>Traditional vs Roth 401k</a></li>
</ul></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TradeKing Promotional Code</title>
		<link>http://www.qwoter.com/college/reviews/tradeking-promotional-code.html</link>
		<comments>http://www.qwoter.com/college/reviews/tradeking-promotional-code.html#comments</comments>
		<pubDate>Fri, 05 Aug 2011 04:50:14 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[TradeKing]]></category>
		<category><![CDATA[TradeKing bonus]]></category>
		<category><![CDATA[TradeKing bonus offers]]></category>
		<category><![CDATA[TradeKing bonuses]]></category>
		<category><![CDATA[TradeKing coupon]]></category>
		<category><![CDATA[TradeKing discount]]></category>
		<category><![CDATA[TradeKing promo]]></category>
		<category><![CDATA[TradeKing promo code]]></category>
		<category><![CDATA[TradeKing promotional code 2011]]></category>
		<category><![CDATA[TradeKing promotions]]></category>
		<category><![CDATA[TradeKing review]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4072</guid>
		<description><![CDATA[<blockquote>
<h2>Get $150 &#38; unlimited stock trades for just $4.95!</h2>
<p><span style="text-decoration: underline;"><a title="TradeKing Promotional Code" href="http://www.qwoter.com/go/tradeking-100/" rel="nofollow" target="_blank"><strong>TradeKing</strong></a></span> is offering <strong>unlimited stock trades</strong> for just $4.95 per trade (one of the <a class="fancybox" href="http://www.qwoter.com/college/wp-content/uploads/2011/08/tradeking-prices.png">lowest prices</a> available)! They will also refund all your transfer fees up to <strong>$150</strong> on ALL new accounts charged by your current broker. It&#8217;s just another way TradeKing is easy on your wallet.</p></blockquote>
<p><a href="http://www.qwoter.com/college/reviews/tradeking-promotional-code.html" class="more-link">Read more on TradeKing Promotional Code&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/reviews/optionshouse-promotion-code.html' rel='bookmark' title='OptionsHouse Promotion Code'>OptionsHouse Promotion Code</a></li>
<li><a href='http://www.qwoter.com/college/Trading-Basics/what_is_a_penny_stock.html' rel='bookmark' title='What is a Penny Stock?'>What is a Penny Stock?</a></li>
<li><a href='http://www.qwoter.com/college/penny-stocks/penny-stock-brokers.html' rel='bookmark' title='Penny Stock Brokers'>Penny Stock Brokers</a></li>
</ul></p>]]></description>
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		<item>
		<title>Financial Priorities</title>
		<link>http://www.qwoter.com/college/personal-finance/financial-priorities.html</link>
		<comments>http://www.qwoter.com/college/personal-finance/financial-priorities.html#comments</comments>
		<pubDate>Tue, 26 Jul 2011 18:15:13 +0000</pubDate>
		<dc:creator>Qwoter</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[human capital]]></category>
		<category><![CDATA[investing goals]]></category>
		<category><![CDATA[investment goals]]></category>

		<guid isPermaLink="false">http://www.qwoter.com/college/?p=4050</guid>
		<description><![CDATA[<p>Setting financial goals can be very difficult and challenging, especially if you are not really sure which one to prioritize and accomplish first. The following to-do list is a general order of tasks which must be prioritized in order to achieve your financial goals. This list depends on the status of a person, but this generally applies to most of us, if not all.</p>
<p><a href="http://www.qwoter.com/college/personal-finance/financial-priorities.html" class="more-link">Read more on Financial Priorities&#8230;</a></p><p>Related topics:<ul>
<li><a href='http://www.qwoter.com/college/personal-finance/financial-coaching.html' rel='bookmark' title='Financial Coaching'>Financial Coaching</a></li>
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