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Currently, most Americans to some degree rely on their Social Security to provide financial assistance for their retirement years as well as to their beneficiaries. But, based on the projections prepared by the Trustees of the Social Security Fund, the pool of fund assets will be used up by 2022, and completely depleted by 2036. […]
The impact of overpowering use of credit cards and the bills associated with it can trickle into all segments of your life, putting pressure on your work, social and family life, and even your overall health. If you are currently swimming in a sea of debts, you may feel engulfed already and consequences may seem hopeless for you.
There is no doubt that annuities are a great way to make a lifetime profit, save money for retirement without being concerned of market risk and leave something to your favorite charity or your immediate family after you die. However, similar to other financial assistance products, what was once a plain concept has become exceedingly complex. This article will present the three major types of annuities – fixed, variable and indexed – and furnish you what to seek out in each, as well as what to do before you invest or opt to put up your annuity for sale.
The forex market also acknowledged as FX or currency market is a financial market worldwide where the trading of currencies is performed over-the-counter. Financial centers all over the world work as trading anchors between a huge range of different kinds of purchasers and sellers 24 hours a day with weekends being the only exception. Learn about the currency trading basics here.
A structured settlement can be an insurance or financial agreement that you will receive as a claimant in the case of personal injury, instead of getting a lump sum payment. Settlements typically come up from some legal claims and give you a particular amount of money for a definite period of time.
In this industry, one of the significant truths is that almost everything is negotiable and open for discussion. Even the terms or price of something that appears to be fixed and set in stone may later be compromised when you recognize who to ask and how to ask.
If you are one of the many individuals living with debt and having a difficult time to make ends meet, you are probably looking forward to the day when you finally and completely clear your debt. There is no doubt that managing debts is not a fun task, which can also result to physical, emotional, and social pain.
In two weeks, you can take advantage of a tax refund advance loan. And if you’re wondering what is the major benefit that the tax preparer obtains from this, once the costs are computed, this loan most of the time works out to be much better than a 100% yearly percentage rate in favor of the lender.
Having a life full of debt is not normal. You should instill that in your everyday affairs. However, since you live in an era that encourages excessive dependence on others as well as unnecessary purchase and consumption of goods, you can’t help but spend more than what you can actually afford.
The term garnishment refers to the process of getting a monetary judgment against a defendant by regulating a third party, otherwise known as the garnishee, to pay a specific amount of money, which is payable to the defendant, directly to the claimant. When it comes to IRS wage garnishment, the policy of jurisdiction may permit collection without court order or judgment.
Are you handling a number of loans or debts at a time? Are you searching for a way to combine these loans and at the same time recompense other debts? What you need is debit consolidation. It is a process mostly performed to have fixed rate of interest, lower rate of interest, or to be able to manage a single loan instead of several debts.
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