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Stock Market College


Investing

Investing

Investing correctly is your golden ticket towards reaching your financial goals.


Stock Market

Stock Market

Stock market trading can make you rich, but you must learn how to trade stocks like a professional.


Retirement

Retirement

Want to retire wealthy? You need to start saving for your retirement today.




Latest Investment Advice

Best IRA Company
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Rating: 4.4/5 (32 votes cast)

Currently, most Americans to some degree rely on their Social Security to provide financial assistance for their retirement years as well as to their beneficiaries. But, based on the projections prepared by the Trustees of the Social Security Fund, the pool of fund assets will be used up by 2022, and completely depleted by 2036. […]




Roth IRA Conversions
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Rating: 2.5/5 (1 vote cast)

There are some who are familiar with how Net Unrealized Appreciation (NUA) works as per relationship with the company stock owned by their 401(k) and some, sadly, are not familiar with it.


401a Plan
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Rating: 2.2/5 (3 votes cast)

The 401a plan is a money purchase retirement plan that is set up by the employer. This plan allows for both employers and employees to contribute towards the account. The contributions to this plan can be made either on a voluntary or mandatory basis. The mode of contribution (voluntary or mandatory) is decided by the employer. The employer also decides whether the contributions made to this plan will be made pre-tax or after-tax basis. The most common type of contributions are made to this plan are mandatory participant contributions which are usually pre-tax. However, this plan may also allow individuals to make voluntary contributions towards the plan on an after-tax basis. This after-tax contribution is limited to 25% of the compensation.


403b Withdrawal Rules
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Rating: 2.5/5 (1 vote cast)

Saving for retirement is one of the primary concerns for many people and especially those people who are nearing retirement. There are various retirement plans available today such as, the 401k retirement plan and the 403b retirement plans. Most of these plans offer excellent tax benefits and other added benefits as well.




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The term LLC refers to limited liability companies which are operated by one or more owners who are usually referred to as ‘members’. In case the LLC has only one owner, it is taxed according to the rules of sole proprietorship. LLC taxes are not taxed as a separate business entity like a corporation; rather, it is taxed as a ‘pass-through’ entity like a partnership or a sole proprietorship. The reason for this is that the liabilities or the profits of the business are directly passed on to the owners of the company. Also, the LLC itself will not have to file any taxes. However, the LLC taxes usually turn out to be more expensive than an incorporated firm.


Become a Financial Advisor
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Rating: 2.0/5 (1 vote cast)

Financial advisors and financial planning consultants are pretty much the same. Its just a case of one company calling that certain job position as a financial advisor, while the other company calls it a financial planning consultant, when the job description for both are the same. Another thing that needs to be stressed is that a financial coach is different from a financial advisor.


Financial Coaching
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Financial coaches are different from financial planning consultants. A financial coach provides training to individuals to develop on their own the skills required to manage their money. These coaches give you the right analytical and decision-making tools to be successful in the money management field.


Small Investments
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Rating: 2.5/5 (1 vote cast)

Many Americans retire with little to nothing in their savings accounts, nor do they have reliable retirement plans. As an investment advice it is best that while still young one should consider investing for their post-employment days. Take this one fact for example: when put into a mutual fund, the amount by which your money is compounded will be so much higher when you start at the age of 25 compared to that of when you start at the age of 35. Considering small investments as part of your financial strategy early on will surely raise the chances of securing a lavish life after retirement. Who would not want to retire wealthy, right? With the right attitude, it can be very attainable and here are some tips on how to do it.


What is an Annuity Investment
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Rating: 2.5/5 (1 vote cast)

Annuity investments, although they are quite common in the United States, most people still find themselves asking the question ‘what is an annuity investment?’ An annuity investment is a contribution that an individual makes towards a life insurance policy by a single premium. The returns of the insurance plan will be enjoyed by the insured person after the ‘maturity’ of the insurance plan. In most cases, an agreed amount of income will be provided over time to the insured person from the time of ‘maturity’ of the plan until the death of the person or persons that are insured or until a final fixed date. Annuity investments are essentially pension plans in the life insurance industry.


529 Tax Deduction
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The 529 Plan is an investment plan that allows residents of the United States to save for education costs in the future. The name of these 529 plans comes from the section 529 of the Internal Revenue Code 26. There are many benefits that the 529 plan offers to the investors. One of the primary benefits that an investor realizes from a 529 plan is the 529 tax advantage benefit.


Best 529 Plans
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A 529 plan is a savings and investment opportunity for future or higher education. A 529 plan can be used to fund one’s self or any eligible member of the family. There are many people who are looking for the best 529 plans that are available. However, there may be no ‘best 529 plans’ as such; rather the individual should choose the best options according to the requirement. What one person may consider as the ‘best’ may not be the ‘best plan’ for another person necessarily.



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It’s Not Too Late! - You can still open your IRA today and receive taxable deductions for 2015. Learn How