Investing

  • Transferring Your Roth IRA

    A Roth IRA is the most preferred type of investment vehicle because this allows tax-free growth. The taxes for Roth IRA are paid upon contributions, and so the investors will have the opportunity to enjoy tax-free profits for their investments. They will also enjoy tax-free withdrawals as long as they meet the required parameters. This…


  • Should You Convert to a Roth IRA?

    Moving your money from a normal Individual Retirement Account to a Roth IRA is not a one-minute decision. You need to carefully consider the following facts before deciding if the conversion is worth it. So, should you convert to a Roth IRA? The information below will help. Paying Taxes Taxes are applicable on the amount…


  • What’s the difference between a Roth and Traditional IRA?

    Most employed individuals are recommended to save part of what they earn today for the sole purpose to invest those funds for their future. This is one good way to get the kind of comfortable retirement and financial security that all of us want. One great example of an investment vehicle that is designed for…


  • Beneficiary IRA

    An Individual Retirement Account, or IRA, is an investment vehicle which is specifically designed for the retirement of employed individuals. Most people who want to have a secured retirement would prefer to invest part of their income in an IRA. An IRA can hold several types of investments, and so it would be easier for…


  • Take Money Out of 401k

    Cashing out your 401k before retirement can be very expensive, so you may want to think twice before doing so. You should think it over very carefully before finally deciding to take money out of your 401k – especially if you’re just doing this for quick financial assistance. Some people are really tempted to cash…


  • Year-end Tax Planning Tips

    The year is nearing its end — and before the year finally comes to a close, it is important to formulate some tax planning strategies which can give us a favorable position for next year, and the years to come. There are certain tax planning opportunities which individuals must be aware of, which were offered…


  • Switching IRA Companies

    An Individual Retirement Account, or IRA, is a kind of investment vehicle which allows employed individuals to make investment contributions for retirement. Such contributions can be invested into several kinds of investments, which will serve as an income replacement by the time you retirement. There are actually several types of IRA plans available, and it…


  • What is Investing?

    In a world where nothing material is free, making money is a must for survival. We can work double — even triple — time just to earn as much as we need and want. However, we will realize that what we earn is still not enough. With this, we lose our time, our energy, and…


  • IRA Do-Over

    You may already be familiar with IRA conversions, and are well aware that these are allowed. You can convert your Traditional IRA into a Roth IRA just fine; and most investors do this because of the thought that a Roth IRA will be more advantageous so they will enjoy all the tax-free growth and tax-free…