New Tax Rules for College Saving Plans

The president of Tuition Plan Consortium Nancy Farmer said, “Tax season is a very important time for families to think about saving for college”. The Tuition Plan Consortium is a national group of universities and colleges that sponsors Private 529 College Savings Plan. Farmer also stressed about taking advantages of tax incentives that many families … Read more

529 Plan Rules

Retirement plans and saving for education are some of the wisest investment options available. Education is a very costly affair, unless a scholarship is received. The 529 plan is one of the options available for saving towards education – either for self or for children. This plan is perhaps the most valuable investment plan for … Read more

Tax Free Retirement

Retirement investing is one great way to secure a good life after we retire from our jobs. There are several options on what to invest for our retirement years. There would be savings accounts and, of course, retirement plans. Aside from your 401(k), it is best that we get an Individual Retirement Account – more … Read more

401k Loan Rules

401k is an employer-sponsored retirement plan. It derived its name from subsection 401k of the Internal Revenue Code (Title 26 of the United States Code). With this, employers can help their workers save for retirement and reduce taxable income as well. Employees can choose to contribute some of their earnings to 401k and these are … Read more

Types of Mutual Funds

There are many types of mutual funds available in the market. These types vary according to the particular investment vessel where the funds are placed. There are three varieties of mutual funds namely Equity Funds, Fixed-Income Funds, and Money Market Funds that are important to learn. These are the avenues where mutual fund investing strategies … Read more

Where to Invest

With your investments it is vital that you need to determine the best place for where to invest your hard earned money. The best investment for one may not be the best for the other. So it is advised that you do your homework first and maximize all resources before deciding which type of investment … Read more

How Do Savings Bonds Work

How do savings bonds work? Savings bonds are quite easy to acquire and hold. The United States Treasury Department issues savings bonds that are non-transferable securities. Banks and credit institutions often sell savings bonds or you can also purchase it directly with the United States Treasury Department. An individual can gain profits through interests paid … Read more

Average Retirement Savings

If you want to retire wealthy, then you should invest in your retirement as early as possible. You should know that retirement investing is relatively time-sensitive. Building a healthy nest egg that you can use after you retire will allow you to enjoy the fruits of your labor when you were still able. There are … Read more

Tax Lien Certificates

Cash flow notes are like IOU’s that can either be bought or sold. These are debt instruments that are in the form of legal documents. In the event that you bought one, all the rights of the previous owner will be rolled over to you. Now the borrower will pay you what would have been … Read more

Prime Brokerage

A prime brokerage offer clients services with hedge funds and other large investments. Since hedge funds and other equity firms buy and sell securities on a large scale, prime brokers focus on cash management, stock loans, securities lending, reports and operations. Their line of services also includes marketing, technology development, and risk management. Risks Prime … Read more