Mutual Fund Loans

Mutual fund loans are taking money out against your mutual funds. To understand better, a mutual fund is a pool of funds invested in a diversified portfolio of securities. The portfolio may be stocks, bonds and other securities or a combination of all. The portfolio is being managed by a fund manager or a portfolio … Read more

Cash Flow Statement Format

Understanding how you make and present any kind of financial statement is one way to show the correct figures and be able to easily determine whatever may be happening on the accounting part of your company. In the cash of making a cash flow statement format, you must be able to point out the agendas … Read more

Who Can Issue Stock?

Stocks are financial instruments which represent ownership of a company. Ownership of a company can be determined by dividing the number of shares you own over the total number of outstanding shares in the company. Why do companies issue stock? Companies do this in order to raise their capital. Smaller companies or companies just starting … Read more

Equity Indexed Annuities

When buying annuities, several things must be considered including what type of annuity would be best for you. There are two main types of annuities: variable annuities and fixed annuities. A fixed annuity would give you a stable income when retirement rolls around in exchange for an upfront payment of principal. Fixed annuities are kind … Read more

Immediate Annuity

When annuities first became available, a single premium immediate annuity was more popular than other kinds of annuities. Immediate annuity rates were the primary concern rather than rates for the now more preferred, yet more complicated, deferred annuity. An immediate annuity is simpler, needing only one lump sum payment to qualify for periodic income payments … Read more

Charitable Gift Annuity

A charitable gift annuity is a transaction wherein an individual ‘donates’ cash, marketable securities, and other sorts of assets to a charitable organization in exchange for fixed annuity payments to one or two annuitants. These annuitants may be anyone but is often the ‘donor’ themselves. The transferred cash will be readily accessible to the charity … Read more

Annuities Pros and Cons

So you’ve got a several other retirement funds already waiting in the wings like and IRA, a 401K, or maybe even both. However, you want to do something else with your money and you’ve heard of annuities. When deciding whether to enter a particular venture or not, annuities are not different from how you would … Read more

Annuities Explained

Have you ever had annuities explained to you? Learning about annuities can be very confusing and hard to understand.  Let’s make it super simply to understand by starting off with just the basics. Annuities are financial products sold by insurance companies and are usually intended for eventual retirement. Insurance companies provide people who buy annuities with payments … Read more

Strategic Wealth Management

When you have a great investment portfolio and a number of assets upon which your wealth depends on, it’s always a good idea to hire a strategic wealth management group. Strategic wealth management is sort of like financial asset management in that investments are organized and protected by an investment security firm though the definition … Read more

Financial Planning Consultants

Financial asset management is something that must be done properly especially for high net-worth individuals. Financial planning consultants will help you with a particular issue. What are financial planning consultants? They are those specific individuals or firms whose goal is to help clients with financial asset management and asset protection. In civil money judgments, consultants … Read more