Personal Finance
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It is a typical circumstance in the borrowing and lending world that you find yourself plunged with medical bills and credit card debts you can’t easily get out from. When the debt collector starts calling you, most of the time, he or she uses some scare tactics to place you on the defensive side and push you to pay back, not considering your current financial hardship. But in reality, while these lending companies come out full of rant and bristle, they don’t have the real legal muscle to commit to what they say. This article will provide you some tips to settle tax debt.
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One of the non-risky ways to earn extra money by saving is maintaining interest bearing checking accounts that generate interest income on your account’s available balance. The balance requirements are typically higher for these types of checking accounts, and there are usually charged fees when your account balance plunges below the minimum required balance. Normally the rate of interest earned is much lesser than the CDs or Certificates of Deposit and even lower than the regular savings account rates. This is because of the checking account’s liquidity. Keep in mind that the more liquid an investment is, the lesser its rate of return.
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