• Planning for Retirement in Your 20s

    The early bird always gets the worm. Heading a household when you’re just in your 20s can be very challenging. It seems like you’ve just graduated and you already have to take care of a home, manage the budget and still save some for a rainy day. The last one is the most difficult. As … Read more

  • How To Retire Without Social Security

    A comfortable retirement is what most of us want to have. Most people still depend on when to retire on social security; and so they start to worry when they are nearing their retirement age because they often question themselves: Is my social security enough to retire on and enjoy the comfortable lifestyle that I’m … Read more

  • Advantages of Participating in a Retirement Plan

    Preparing for retirement is extremely important; but, with most traditional pension plans phasing out rapidly, citizens are taking up the responsibility to fund their own retirement. This is a good move considering the fact that they will benefit from the advantages of participating in a retirement plan. Workers are beginning to rely solely on retirement … Read more

  • Planning for Retirement

    Do you really have enough funds to be able to live comfortable when it comes time for you to retire? There is no doubt that most of us would like to enjoy a financially-secured retirement — after all, this must be the moment when we have to enjoy what we have worked for our entire … Read more

  • Early Retirement Buyout

    Some companies and employers may suffer from a downturn especially when the economy fails. This prompts them to find ways on how to cut down on expenses so they can maximize savings and preserve more of their assets. Some of these companies choose to reduce their workforce through laying off some workers so they can … Read more

  • Retirement Plan Investments

    All of us would want to have a financially secured and a more comfortable retirement. In order to achieve our financial goals for our future, most retirement advice that we get from that experts is that we have to make the best choices for our investments. Investing is definitely the best and proven formula to … Read more

  • How to Fund an IRA

    Setting up a retirement fund may be easier than it appears. You don’t have to worry about spending much on the IRA as the maximum IRA contribution limits per year are $5000 (or $6000 if you are over 50 years of age). Here are 7 easy ways in which you will be able to find … Read more

  • When to Open an IRA

    No one will be lucky enough to keep their job for the rest of their life. After all, most people grow old and grow tired — and it is one of our most important goals to savor the life that we have so hardly worked for. This moment is our retirement — when we no … Read more

  • Transferring Your Roth IRA

    A Roth IRA is the most preferred type of investment vehicle because this allows tax-free growth. The taxes for Roth IRA are paid upon contributions, and so the investors will have the opportunity to enjoy tax-free profits for their investments. They will also enjoy tax-free withdrawals as long as they meet the required parameters. This … Read more

  • Should You Convert to a Roth IRA?

    Moving your money from a normal Individual Retirement Account to a Roth IRA is not a one-minute decision. You need to carefully consider the following facts before deciding if the conversion is worth it. So, should you convert to a Roth IRA? The information below will help. Paying Taxes Taxes are applicable on the amount … Read more