Retirement

  • IRA Do-Over

    You may already be familiar with IRA conversions, and are well aware that these are allowed. You can convert your Traditional IRA into a Roth IRA just fine; and most investors do this because of the thought that a Roth IRA will be more advantageous so they will enjoy all the tax-free growth and tax-free…

  • Open Opportunity IRA

    Investing in an Individual Retirement Account (IRA) may sound simple and easy, but there are plenty of considerations that we have to understand, and there are choices that we need to make. First of all, we have to find the best IRA companies that are offering the best IRA rates — it is obvious that…

  • Financial Priorities

    Setting financial goals can be very difficult and challenging, especially if you are not really sure which one to prioritize and accomplish first. The following to-do list is a general order of tasks which must be prioritized in order to achieve your financial goals. This list depends on the status of a person, but this…

  • High Yield IRA

    Investing in an Individual Retirement Account or IRA is one of the most effective ways to secure one’s funds and wealth for their future. As we know, any employed individual who is earning a taxable income in the form of salaries, wages, service fees, tips, bonuses, and commissions during the same year are allowed to…

  • Take Money Out of IRA

    Your Individual Retirement Account (IRA) is designed to be a safe savings option along with its tax exempting character. However, smart investors will look beyond these known benefits and leverage the borrowing option to their advantage. Alongside smart investors, investors in need may also want to exercise their option to borrow money from their IRA.…

  • Withdraw 401k Early

    Employers have strict restrictions on the withdrawal criteria of 401(k) type accounts. Early 401k withdrawals before the age of 59.5 attract a penalty of 10% in addition to income taxes. 401k withdrawals can only be made on medical grounds or in cases of defined financial difficulty 401k hardship withdrawals are given on rare occasions and…

  • Roth IRA Taxes

    In planning for your future you have definitely looked into the best ways to handle your money so you have more of it when you ride off into the sunset. In your research you’ve come across Roth IRA’s and the benefits they give you in retirement. What you may not know are the rules and…

  • Catastrophic Health Insurance

    Health insurance is something that is provided by almost every employer. There are far too many people who experience difficulty in maintaining their health and hence incur huge medical bills. To tackle the huge medical bills, employers introduced health insurance plans through which employees can avail free medical cover. The only problem for a health…

  • Safe Harbor 401k

    A Safe Harbor 401k plan is a type of 401k plan with added benefits for the individual. The main difference of the safe harbor 401k plan is that it allows for individuals to contribute towards the retirement plan from their own salaries. The employers can contribute matching amounts to the plan for the employees. The…

  • Hard Money Lenders

    There are many leading companies in the market today. Hard money lenders refer to the lending companies that specialize in offering loans which are backed up with collateral – that is typically a real estate property. These moneylenders provide loans to people for a very short period. In most cases, the interest rates that are…