Retirement

  • Tax Free Retirement

    Retirement investing is one great way to secure a good life after we retire from our jobs. There are several options on what to invest for our retirement years. There would be savings accounts and, of course, retirement plans. Aside from your 401(k), it is best that we get an Individual Retirement Account – more…

  • 401k Loan Rules

    401k is an employer-sponsored retirement plan. It derived its name from subsection 401k of the Internal Revenue Code (Title 26 of the United States Code). With this, employers can help their workers save for retirement and reduce taxable income as well. Employees can choose to contribute some of their earnings to 401k and these are…

  • Average Retirement Savings

    If you want to retire wealthy, then you should invest in your retirement as early as possible. You should know that retirement investing is relatively time-sensitive. Building a healthy nest egg that you can use after you retire will allow you to enjoy the fruits of your labor when you were still able. There are…

  • Tax Lien Certificates

    Cash flow notes are like IOU’s that can either be bought or sold. These are debt instruments that are in the form of legal documents. In the event that you bought one, all the rights of the previous owner will be rolled over to you. Now the borrower will pay you what would have been…

  • Guarantor Loans

    If you have problems on borrowing money because of your bad credit, a guarantor may be able to help you. A guarantor loan is available to anyone even those with bad credits because this has no credit checks. As long as you have someone with you who will serve as the security for the lender…

  • Secured Business Loans

    There are many financial options that can be used by an individual to aid him in his investments. Some are recommended and some are to be avoided. In this article let us take into account loans such as secured business loans, mutual fund loans, and annuity loans. Secured Business Loans Secured business loans can help…

  • Business Savings Accounts

    Creating cash reserves for emergency use, taking advantage of interest rates without investment risks, or setting aside funds for company expansion – all of these can be achieved with business savings accounts. Banks made them available for corporations and even sole proprietors. Opening one cannot be completed entirely online, but most of the steps can…

  • 401k Limits

    Also known as defined contribution plan, 401(k) is a type of savings account that derived its name from the subsection 401(k) of the Internal Revenue Code. With this, employers can help their employees save money for retirement and it is also one way to keep valued and tenured workers of their company. Workers have the…

  • Gift Tax Exclusion

    Taxable gifts often get misunderstood. At most times, individuals are not aware that they have given someone a gift and little do they know that the gift is liable to taxes. Simple ways like adding a name to a deed, specifying a name to a savings account or investment account, or naming a deed of…

  • Borrowing from IRA

    Borrowing from IRA or using your IRA as collateral is normally not permitted. Prohibited transactions are subject to taxes and penalties imposed by the IRA account that you have. But there is a certain rule that allows you to borrow money from your IRA account. Through this you will find a way around any penalties…