How to Buy OTC Stocks

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OTC Stocks, or over-the-counter stocks, are different from the usual stocks that we regularly buy from major stock markets such as NYSE and the NASDAQ. Most of the stocks that are listed in OTC are penny stocks, which are generally the stocks that are being sold at less than $5 per share. These stocks are … Read more

Great Penny Stocks

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Penny stocks are definitely getting hotter these days. We cannot deny the fact that there are plenty of people who love investing in penny stocks, no matter what they say about the risks that these stocks are involved with. As a mater of fact, even though most of the stock investors know that these stocks … Read more

Take Money Out of 401k

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Cashing out your 401k before retirement can be very expensive, so you may want to think twice before doing so. You should think it over very carefully before finally deciding to take money out of your 401k – especially if you’re just doing this for quick financial assistance. Some people are really tempted to cash out 401k, especially during hardships — but this can cost a lot of money today, and even more profit opportunity in the future.

There is actually another (and often better) option: to borrow money from your 401k account, which can also help with your quick financial needs. Most of the time, borrowing from 401k is much better than a total cash out. With this, it is essential to be familiar with the 401k loan rules.

• Use our 401k Cash Out Calculator to see how much money you will lose just by taking money out of your 401k!

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Year-end Tax Planning Tips

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The year is nearing its end — and before the year finally comes to a close, it is important to formulate some tax planning strategies which can give us a favorable position for next year, and the years to come. There are certain tax planning opportunities which individuals must be aware of, which were offered … Read more

Penny Stock Warning Signs

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Are you thinking about purchasing some penny stocks? Wait – there are some very important penny stock warning signs that you should know to better protect your money and investments. But before we discuss the things that we have to look into before we buy penny stocks, we have to briefly understand what penny stocks … Read more

Switching IRA Companies

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An Individual Retirement Account, or IRA, is a kind of investment vehicle which allows employed individuals to make investment contributions for retirement. Such contributions can be invested into several kinds of investments, which will serve as an income replacement by the time you retirement. There are actually several types of IRA plans available, and it … Read more

IRA Do-Over

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You may already be familiar with IRA conversions, and are well aware that these are allowed. You can convert your Traditional IRA into a Roth IRA just fine; and most investors do this because of the thought that a Roth IRA will be more advantageous so they will enjoy all the tax-free growth and tax-free … Read more

Tracking Investments

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Most of us want to retire wealthy — thus many people secure their wealth and money with different accounts as a way of retirement investing, in the hope that these will grow profits and will serve as income replacement in the future. Diversification of funds is a good way to create a better investment portfolio, … Read more

OptionsHouse Promotion Code

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Get a FREE DELL MONITOR! You can get a free high-performance Dell widescreen monitor when you open and fund a new account at OptionsHouse! The more you fund, the more monitor you’ll get. Click below to get the OptionsHouse promotional code: *No promotion code is needed, but you must click here to activate your bonus offer. … Read more

Open Opportunity IRA

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Investing in an Individual Retirement Account (IRA) may sound simple and easy, but there are plenty of considerations that we have to understand, and there are choices that we need to make. First of all, we have to find the best IRA companies that are offering the best IRA rates — it is obvious that … Read more

TradeKing Promotional Code

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Get $150 & unlimited stock trades for just $4.95! TradeKing is offering unlimited stock trades for just $4.95 per trade (one of the lowest prices available)! They will also refund all your transfer fees up to $150 on ALL new accounts charged by your current broker. It’s just another way TradeKing is easy on your … Read more

Financial Priorities

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Setting financial goals can be very difficult and challenging, especially if you are not really sure which one to prioritize and accomplish first. The following to-do list is a general order of tasks which must be prioritized in order to achieve your financial goals. This list depends on the status of a person, but this … Read more

High Yield IRA

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Investing in an Individual Retirement Account or IRA is one of the most effective ways to secure one’s funds and wealth for their future. As we know, any employed individual who is earning a taxable income in the form of salaries, wages, service fees, tips, bonuses, and commissions during the same year are allowed to … Read more